The Globe and Mail
🏢 Globe and Mail Inc. (Woodbridge)
📍 ON
Apr 30, 2026
· 3 min read
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Banks are competing for savers by matching, not raising, GIC rates
Original article ↗ 🔒 Paywalled source — limited preview availableB.I.A.S. ANALYSIS
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Article Excerpt
Banks are competing for savers by matching, not raising, GIC rates
JIMMY NGUYEN
SPECIAL TO THE GLOBE AND MAIL
PUBLISHED APRIL 30, 2026
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The Bank of Canada may be standing still with Wednesday’s rate hold, but the country’s deposit market is still shifting. The difference is that banks are no longer competing by meaningfully raising rates. Instead, they are competing by matching the best ones.
In terms of GICs, the best one-year rate is still 3.65 per cent f…
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