The Globe and Mail
🏢 Globe and Mail Inc. (Woodbridge)
Jun 21, 2026
· 5 min read
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How does no-fault insurance work – and is it driving up rates?
Original article ↗ 🔒 Paywalled source — limited preview availableB.I.A.S. ANALYSIS
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LEFTCENTERRIGHT
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Heuristic (v1/v3)
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ML v2 (DistilBERT)
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Ensemble
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Rolling outlet bias
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Article Excerpt
DRIVING CONCERNS
How does no-fault insurance work – and is it driving up rates?
JASON TCHIR
SPECIAL TO THE GLOBE AND MAIL
PUBLISHED 1 HOUR AGO
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I’m confused by no-fault insurance. Does it mean everybody’s equally at fault in a collision? Do both parties’ rates go up, no matter who actually was at fault? And is no-fault why everyone’s rates are going up? – Becca, Calgary
No-fault insurance doesn’t change who’s at fault in a crash – just what happens after.
“If you’re not at fault, instead of going to the at-fault driver’s insurance company to get the repairs done…
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