The Globe and Mail
🏢 Globe and Mail Inc. (Woodbridge)
Jul 2, 2026
· 5 min read
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The 4% withdrawal rule for retirees is dead. Long live the 4.7% rule
Original article ↗ 🔒 Paywalled source — limited preview availableB.I.A.S. ANALYSIS
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Heuristic (v1/v3)
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ML v2 (DistilBERT)
0.000 · CENTER
Ensemble
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Rolling outlet bias
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avg -0.104
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Article Excerpt
OPINION
The 4% withdrawal rule for retirees is dead. Long live the 4.7% rule
KRISTY SHEN
SPECIAL TO THE GLOBE AND MAIL
PUBLISHED JULY 2, 2026
UPDATED JULY 3, 2026
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My husband and I started working in 2006, invested enough to retire in 2015, and have been living the financial independence retire early (FIRE) life for the past decade.
We calculated that we needed a $1-million portfolio to su…
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