As Alberta's Bill 11 set to take effect, private health insurance premiums could rise, say industry experts
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Seniors could see rise in private insurance premiums with Bill 11 rollout on Oct. 1, say industry experts
'This is not on the radar of a lot of seniors,' said Larry Mathieson, president and CEO of Unison at Kerby Centre. 'They probably don't need an extra cost at this point'
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By Hiren Mansukhani
Published Sep 24, 2026
Last updated 22 minutes ago
5 minute read
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Minister of Health and Surgical Services Adriana LaGrange takes part in a press conference in Edmonton on Friday, Aug. 14, 2026. David Bloom/Postmedia
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Significant changes to access to supplemental health benefits are coming for seniors and Albertans on non-group plans, as the province is set to become the payer of last resort next week.
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Industry experts say private health insurance premiums could rise, as they have stayed historically low since those plans were only used to cover the 30 per cent deductible for drug costs under the provincial program.
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The rule also has implications for companies forced to continue benefit plans for their employees above 65 while shouldering most of their drug and other adjacent health-care costs.
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Ultimately, some suspect individuals could exhaust their insurance benefits early and end up paying the cost-sharing fee prescribed by the government plan that private plans were designed to cover. The rule, they say, would raise expenses of retirees on fixed incomes.
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“This is not on the radar of a lot of seniors,” said Larry Mathieson, president and CEO of Unison at Kerby Centre, a non-profit that supports adults above 50.
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“They probably don’t need an extra cost at this point.”
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The change was introduced by Bill 11, a piece of legislation known for permitting doctors to run a dual-practice model, in which they work in the public system but also charge patients privately for the same procedures.
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While that rule has stirred controversy, an underreported part of…
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Local coverage · Alberta
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