Bell: Big savings on auto insurance for Alberta drivers — the numbers

Advertisement 1 This advertisement has not loaded yet, but your article continues below. Breadcrumb Trail Links HomeNewsLocal NewsNationalPoliticsOpinionColumnists Bell: Big savings on auto insurance for Alberta drivers — the numbers Your auto insurance premium is likely coming down come January. Read on Author of the article: By Rick Bell Published Sep 09, 2026 Last updated 3 minutes ago 3 minute read Join the conversation Dense rush hour traffic filters through a construction zone on southbound Macleod Trail in Calgary on Friday, April 10, 2026. Brent Calver/Postmedia Article content Alberta’s Automobile Insurance Rate Board rolls out the report and boy is it a doozy. Article content Being on the rate board’s mailing list, I get a copy of the report, and having fought for lower auto insurance premiums and appealed to the premier on the issue, I am salivating over the chance to share some of the high points. Article content Article content The rate board says the numbers are solid and apply starting Jan. 1, when the province’s new auto insurance system kicks into high gear, a system the injury lawyers do not like. Article content Article content “These are no longer theoretical numbers. They are based on hard rate filings by insurers so we know what the price is going to look like,” says Heather Mack of the rate board. Article content Noon News Roundup Your weekday lunchtime roundup of curated links, news highlights, analysis and features. Sign Up By signing up you consent to receive the above newsletter from Postmedia Network Inc. Interested in more newsletters? Browse here. Article content “The savings will be passed on to Alberta drivers.” Article content There are many numbers and what savings you get will depend on things like your driving record, what vehicle you drive, all the particulars of your auto insurance policy. Article content A picture emerges and it shows big savings for many. Article content For the average driver, the savings are $297 a year, or 13.7 per cent. Article content But that’s the tip of the old iceberg. Article content The rate board came up with profiles of typical drivers with typical vehicles and insurance companies coughed up the exact pricing on a stand-alone insurance policy for the profiles, not including any other discounts an insurer may offer. Article content Young male driver of a passenger vehicle. 30 per cent saving. Article content Young female driver. 27.6 per cent…